Protecting What Matters Most
How our Financial Advisers can help
Independent Financial Protection: Comprehensive Insurance Solutions
We offer personalized insurance solutions to protect you and your loved ones. Our comprehensive services cover a range of insurance options:
Life Insurance
Our life insurance policies ensure that your loved ones are financially secure in the event of your passing. Whether you need term life insurance or whole of life insurance, our expert advisers will work with you to find the perfect policy that fits your needs and budget.
Critical Illness
Critical Illness Cover (CIC) is an insurance policy that provides financial protection if you are diagnosed with a specified illness.
Consult with our adviser, who can review your situation and recommend appropriate coverage.
Income Protection
According to the Association of British Insurers (ABI), about one million UK individuals are unable to work yearly due to illness or injury (*Source: ABI statistics). An income protection scheme provides financial security by offering a predetermined income if you can’t work due to health issues. Policies vary in terms and coverage. During our consultation, we’ll identify your need for income protection and determine the right coverage for you and your family.
Family income Benefit
We offer Family Income Benefit policies designed to provide financial support in the event of a person’s passing.
Our seasoned experts can advise whether a Family Income Benefit insurance policy is suitable for you and your household.
Frequently Asked Questions
Do I need life insurance coverage?
Yes, life insurance is recommended if you have dependents who rely on your income, significant debts, or want to cover funeral expenses. It ensures financial support for your loved ones in the event of your passing.
Does life insurance cover mortgage payments?
Yes, life insurance can cover your mortgage. There are specific policies, like term life or decreasing term insurance, designed to pay off your mortgage if you pass away during the policy term. This ensures your family is not burdened with mortgage payments.
What is the purpose of Family Income Benefit?
Family Income Benefit is designed to provide your dependents with a regular, tax-free income if you pass away during the policy term. This ensures your family has ongoing financial support to cover essential living expenses, such as mortgage payments and daily bills, maintaining their standard of living during a challenging time
How will Fordham assist us with Family Income Benefit insurance?
Fordham will assist you with Family Income Benefit insurance by providing expert guidance on selecting the right policy to fit your needs. We help you understand the terms, coverage options, and benefits, ensuring you get a plan that offers your family financial stability through regular income in case of your untimely death. Fordham's advisers will tailor the policy to your specific situation, helping to protect your loved ones' financial future.
What medical conditions are typically included in Critical Illness Insurance?
Coverage varies by policy, but typically includes serious illnesses such as cancer, heart attack, stroke, multiple sclerosis, and major organ transplants. Our experts will guide you through the specifics of your policy to ensure you understand which illnesses are covered and any exclusions.
How does Fordham assist us with Critical Illness Insurance?
Fordham assists you with Critical Illness Insurance by providing comprehensive support and expert guidance throughout the process.
They will ensure you select a policy that aligns with your needs and financial situation. Additionally, our experts will walk you through the policy details, highlighting any exclusions or limitations, so you are fully informed and confident in your coverage.
Testimonials
"Outstanding service, attention to detail , good advice , I would have no hesitation in highly recommending this company."
Maria K
Financial Analyst
"James and their team have been outstanding in everything they do for us as a business. I have and would recommend there services without hesitation, knowing that they would look after anyone the same as they have for us"
Mark
Investment Planner
"Excellent Julie is very professional, helpful and knowledgable would highly recommend."
Lauren
Professional