When Life Throws the Unexpected, Will You Be Ready?
Critical illnesses like cancer, heart attacks, and strokes don’t just affect health—they impact your savings, mortgage, and future plans
- Personalized Guidance – We help you choose the right policy, not just sell you one.
- Tailored to Your Needs – We match the cover to your lifestyle, health, and financial goals.
- Trusted advisors —helping you make informed decisions with confidence.
FFS is authorised and regulated by the Financial Conduct Authority
Need Confidential Financial Advice?
Why Critical Illness Cover Matters?
Shield Yourself or Take the Risk? The Choice is Yours
With Critical Illness Cover
- Receive a lump sum payout to cover expenses.
- Focus on treatment without worrying about bills
- Protects your loved ones from sudden financial burdens.
- Compensation helps replace lost income.
- Stay prepared for the unexpected.
Without Critical Illness Cover
- Receive a lump sum payout to cover expenses.
- Focus on treatment without worrying about bills
- Protects your loved ones from sudden financial burdens.
- Compensation helps replace lost income.
- Stay prepared for the unexpected.
What Critical Illnesses Are Covered?
The image highlights the illnesses we cover and when you can claim. These headings are only a guide. For full details, refer to the terms and conditions.
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How Much Does Critical Illness Cover Cost?
The cost of critical illness cover depends on factors such as your age, health, lifestyle, occupation, and the level of coverage you choose. Premiums start from £5 per month, but for an accurate quote tailored to your needs, we recommend speaking with an expert.
Get a Free Consultation with an Adviser Our experts will help you understand your options and choose the right cover for you.
- If you smoke or have a history of smoking, your premiums may be higher due to increased health risks
- Risk factors such as hazardous jobs or adventurous hobbies can also affect your policy cost
- You can add life insurance to your policy for additional protection at an extra cost
Not Sure Where to Start?
Book a free consultation at your convenience.
Looking for more Covers?
We are Highly Qualified and Regulated Independent Financial Advisers. We are Highly Qualified and Regulated Independent Financial Advisers. We are Highly Qualified and Regulated Independent Financial Advisers.
life insurance
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Income protection
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Family income Benefit
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Everything You Need to Know
What is life insurance and why do I need it?
We understand the importance of family in building a secure and fulfilling life. That's why we're dedicated to assisting families in achieving their Financial goals.
Whether you're a growing family in search of your first home, parents planning for your children's future, or empty nesters looking to downsize, we're here to support you every step of the way.
- Family protection
- Buying a Home
- Estate Planning
- Financial Planning
- Wills
How much coverage do I need?
We understand the unique challenges and aspirations of those in dynamic and high growth roles, and we're here to provide tailored financial solutions to help. Whether you're navigating a complex tax situation, planning for your first home, or saving for the future, our dedicated team is committed to empowering professionals and entrepreneurs to achieve their financial goals.
- Investments and Wealth Generation
- Buying a home
- Building a portfolio
- Family Protection
- Retirement Planning
Is a medical exam required?
Our dedicated team comprehends the intricacies of navigating the property market, offering tailored advice to address your specific financial objectives. Whether you're embarking on your first venture, expanding your portfolio, or planning for a bespoke project, our advisors are equipped to provide expert guidance.
- First Time Landlords
- Residential Buy to Let
- Mixed use and commercial
- Development Finance
- Adverse Credit and Specialist
Testimonials
"Brilliant company to work with brilliant service to clients and someone I’m glad that is looking after my two companies. I wouldn’t look anywhere else and hopefully I don’t have to in the long term long may our companies work together. Thanks Fordham finance first all that you do. "
Secure Your Farm
"Excellent service from James and the team. He's always proactive and willing to help with all sorts of enquiries. James is super-prompt too - you feel like you're really being looked after. And did I mention, he's saved me A LOT of money too. Highly recommended!"
Sailesh Rathatha
"I can’t recommend James and his team highly enough. They are personable, understanding and take time to get to know you. Additionally their service is prompt and reliable."
Debbie Grey