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COVID-19 is a contagious disease caused by the coronavirus SARS-CoV-2. In January 2020, the disease spread worldwide, resulting in the COVID-19 pandemic. The symptoms of COVID‑19 can vary but often include fever,[7] fatigue, cough, breathing difficulties, loss of smell, and loss of taste.[8][9][10] Symptoms may begin one to fourteen days after exposure to the virus. […]
Client Profile Status: Single Foreign National on a Skilled Worker Visa Residency: Only lived in the UK for 12 months Location: Cambridgeshire Property Type: Leasehold Flat Loan-to-Value (LTV): 90% Deposit: 10% gifted from parents. The Challenge High LTV: A 90% mortgage was required, while most lenders can only offer 80% mortgage. Overseas Gift: The 10% deposit […]
Buying a home is one of the most significant financial decisions you’ll ever make, and understanding how much you can borrow for a mortgage is critical to getting the process right. As an independent financial advisor, Fordham Financial Services is dedicated to helping UK homebuyers navigate the complex mortgage landscape. Whether you’re a first-time buyer […]
Retirement often brings financial changes that require careful planning and decision-making. For many retirees, their home is one of their most valuable assets, and the question arises: Can you remortgage when you’ve retired? The good news is that remortgaging in retirement is possible, but it comes with unique considerations and eligibility criteria. In this comprehensive […]
In recent years, buy-to-let mortgages have become an attractive option for investors looking to generate steady income through property rental. With housing markets experiencing consistent demand, purchasing property to rent out can be a lucrative investment. However, understanding the intricacies of buy-to-let mortgages is essential to make informed decisions. This comprehensive guide will provide all […]