Client Profile Status: Single Foreign National on a Skilled Worker Visa Residency: Only lived in the UK for 12 months Location: Cambridgeshire Property Type: Leasehold Flat Loan-to-Value (LTV): 90% Deposit: 10% gifted from parents. The Challenge High LTV: A 90% mortgage was required, while most lenders can only offer 80% mortgage. Overseas Gift: The 10% deposit […]
Retirement often brings financial changes that require careful planning and decision-making. For many retirees, their home is one of their most valuable assets, and the question arises: Can you remortgage when you’ve retired? The good news is that remortgaging in retirement is possible, but it comes with unique considerations and eligibility criteria. In this comprehensive […]
In recent years, buy-to-let mortgages have become an attractive option for investors looking to generate steady income through property rental. With housing markets experiencing consistent demand, purchasing property to rent out can be a lucrative investment. However, understanding the intricacies of buy-to-let mortgages is essential to make informed decisions. This comprehensive guide will provide all […]