When Life Throws the Unexpected, Will You Be Ready?
When Life Throws the Unexpected, Will You Be Ready?
Critical illnesses like cancer, heart attacks, and strokes don’t just affect health—they impact your savings, mortgage, and future plans
- Personalized Guidance – We help you choose the right policy, not just sell you one.
- Tailored to Your Needs – We match the cover to your lifestyle, health, and financial goals.
- Trusted advisors —helping you make informed decisions with confidence.
FFS is authorised and regulated by the Financial Conduct Authority
Why Critical Illness Cover Matters?
Shield Yourself or Take the Risk? The Choice is Yours
With Critical Illness Cover
- Receive a lump sum payout to cover expenses.
- Focus on treatment without worrying about bills
- Protects your loved ones from sudden financial burdens.
- Compensation helps replace lost income.
- Stay prepared for the unexpected.
Without Critical Illness Cover
- Receive a lump sum payout to cover expenses.
- Focus on treatment without worrying about bills
- Protects your loved ones from sudden financial burdens.
- Compensation helps replace lost income.
- Stay prepared for the unexpected.
What Critical Illnesses Are Covered?
The image highlights the illnesses we cover and when you can claim. These headings are only a guide. For full details, refer to the terms and conditions.
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How Much Does Critical Illness Cover Cost?
The cost of critical illness cover depends on factors such as your age, health, lifestyle, occupation, and the level of coverage you choose. Premiums start from £5 per month, but for an accurate quote tailored to your needs, we recommend speaking with an expert.
Get a Free Consultation with an Adviser Our experts will help you understand your options and choose the right cover for you.
- If you smoke or have a history of smoking, your premiums may be higher due to increased health risks
- Risk factors such as hazardous jobs or adventurous hobbies can also affect your policy cost
- You can add life insurance to your policy for additional protection at an extra cost
Not Sure Where to Start?
Book a free consultation at your convenience.
Looking for more Covers?
We are Highly Qualified and Regulated Independent Financial Advisers. We are Highly Qualified and Regulated Independent Financial Advisers. We are Highly Qualified and Regulated Independent Financial Advisers.
life insurance
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Income protection
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Family income Benefit
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Everything You Need to Know
What is life insurance and why do I need it?
We understand the importance of family in building a secure and fulfilling life. That's why we're dedicated to assisting families in achieving their Financial goals.
Whether you're a growing family in search of your first home, parents planning for your children's future, or empty nesters looking to downsize, we're here to support you every step of the way.
- Family protection
- Buying a Home
- Estate Planning
- Financial Planning
- Wills
How much coverage do I need?
We understand the unique challenges and aspirations of those in dynamic and high growth roles, and we're here to provide tailored financial solutions to help. Whether you're navigating a complex tax situation, planning for your first home, or saving for the future, our dedicated team is committed to empowering professionals and entrepreneurs to achieve their financial goals.
- Investments and Wealth Generation
- Buying a home
- Building a portfolio
- Family Protection
- Retirement Planning
Is a medical exam required?
Our dedicated team comprehends the intricacies of navigating the property market, offering tailored advice to address your specific financial objectives. Whether you're embarking on your first venture, expanding your portfolio, or planning for a bespoke project, our advisors are equipped to provide expert guidance.
- First Time Landlords
- Residential Buy to Let
- Mixed use and commercial
- Development Finance
- Adverse Credit and Specialist