Protect your loved
ones with the
right
life insurance
Protect your loved ones with the right life insurance
You insure your car, your phone… but what about your family’s future?
Think about this:
- Your child’s education is secure no matter what happens.
- Your partner never has to struggle financially
- Your family can keep the home you built together.
What you decide today can make all the difference for your future.
What is Life Insurance?
Life insurance is a way to financially protect your loved ones if you pass away or are diagnosed with a terminal illness during the policy term. A lump sum payout is made to your family, helping them cover everyday expenses, mortgage payments, and maintain their standard of living.
At Fordham Financial Services, we help arrange life insurance plans designed to offer peace of mind—ensuring your family is protected when it matters most.
Why Families Count on Us?
Tailored Cover, Not One-Size-Fits-All
We listen first. Then we recommend. Because no two families are the same.
Support that Goes Beyond the Sale
We’re with you every step of the way — from the moment you join us to when you need us most.
What You See Is What You Get
No jargon. No hidden fees. Just clear, honest coverage you can count on.
Options That Work for Your Budget
Smart cover choices that don’t compromise your lifestyle or plans.
Not Sure Where to Start?
Book a free consultation at your convenience.
Have a Quick Question?
Start a live chat with our team — no forms, no waiting.
Why Life Insurance Matters for Your Family
Life insurance offers financial protection when your loved ones need it most. It can:
- Help pay off outstanding debts like a mortgage or personal loans
- Reduce financial stress during emotionally difficult times
- Provide income support so your family can maintain their lifestyle
By planning ahead, you’re ensuring your family has the support they need, no matter what the future holds.
Is Life Insurance Worth It ?
There are several important benefits that make getting a life insurance policy a smart financial move. From covering funeral costs to helping your family maintain their standard of living, life insurance can offer real peace of mind.
Getting a Life Insurance Quote Is Simple — and Personal
We only ask for a few basic details to get you started with a life insurance quote. But what truly sets us apart is the personal touch we bring to the process.
We don’t just sell policies — we help you choose the right one and understand exactly what it covers. Your policy is personally tailored to suit your needs, lifestyle, and future plans.
- The type of cover you’re looking for (level or decreasing)
- The amount of cover you need
- How long you’d like the cover to last
- Whether the policy is for you or includes someone else
- If you’d like to include critical illness cover
Start your quote now or call us free on 0800 068 5549
or Mail us at mail@fordham.finance
How Life Insurance Works ?
Life insurance works by providing financial cover in exchange for monthly premiums. If you pass away or are diagnosed with a terminal illness during the policy term, your loved ones receive a lump sum payout — giving them support when it matters most.
Choose the Right Policy
Select a life insurance policy that suits your personal circumstances — whether you're protecting family, covering a mortgage, or planning ahead.
Pay Monthly Premiums
You make monthly payments (premiums) to keep your cover active. These depend on factors like your age, health, lifestyle, and how much protection you want.
Financial Payout
If the unexpected happens, the policy pays out a lump sum to your chosen beneficiaries — helping them manage expenses, from daily living costs to debts or future plans.
No Cash-In Value
Most policies don’t accumulate savings or investment value. They’re designed solely to provide peace of mind and financial support during difficult times.
Who Can Apply for Life Insurance?
To be eligible for life insurance cover, you’ll usually need to meet the following criteria:
- Be between 18 and 77 years old
- Answer all application questions honestly
- Applicants must be residents of the UK with no intention of moving abroad permanently.
In most situations, you won’t need to undergo a medical examination. If one is required, this will be covered by the insurer.
Looking for more Covers?
At Fordham Financial Services, we understand that your financial wellbeing deserves more than just basic protection. As Highly Qualified and Regulated Independent Financial Advisers, we offer a wide range of tailored insurance solutions to safeguard your health, income, and loved ones.
Explore our comprehensive cover options below:
Critical Illness
A serious illness can disrupt your life and finances. Critical Illness Cover offers a tax-free lump sum upon diagnosis of major health conditions like cancer, heart attack, or stroke. It gives you the financial freedom to focus on recovery, not bills.
Income protection
If illness or injury keeps you from working, Income Protection steps in. This policy provides regular monthly payments, helping you meet everyday expenses while you recover and regain stability. Essential for professionals, freelancers, and families.
Family income Benefit
Secure your family’s lifestyle in your absence. Family Income Benefit pays out a monthly income to your loved ones if you pass away during the policy term, helping cover household costs and maintain quality of life. Designed for young families and new parents.
Why Choose Our Service?
Tailored Just for You
We don’t believe in one-size-fits-all. Our experts help you choose and customize the right coverage that truly fits your needs.
Supported Claims Assistance
We’ll be here to guide you through the claims process, offering clear steps and ongoing support when you need it most.
Transparent & Honest Advice
No jargon, no hidden terms—just clear, honest guidance so you can make an informed decision with confidence.
Wanna Know More ?
Can you have more than one life insurance policy?
Yes, you can have more than one life insurance policy — and in some cases, it may even be a smart financial decision.
People often take out multiple policies to cover different needs. For example, one policy might cover your mortgage, while another ensures your family has ongoing financial support. Having more than one policy can provide extra flexibility and tailored protection for different stages of life.
Does life insurance cover mortgage payments?
Can You Get Life Insurance Without a Medical Exam?
Yes, you can get life insurance without having a medical exam. In most cases, as long as you don’t have any existing medical conditions, no medical tests are required.
However, it’s important to answer all health-related questions honestly during the application. If you do have a medical history, your provider may request further details or a medical check before approving the policy.